Williamson Mortgage Inc Case Study Example | Topics and Well Written Essays - 500 words

Williamson Mortgage Inc - Case Study Example The fact that the president has accepted to buy the mortgage at the market price that will prevail at that time exposes Jennifer to risk of losing if the interest rate at that time goes beyond 5.5%. An increase in the interest rate with even a 0.5% to 6.0% on the market prices will mean that Jennifer will have to sell the bonds and earn a profit but a decrease will mean the reverse. Jennifer may have to pay in to cater for the drop in rates. It is therefore the uncertainty of the market on aspects of risk on the interest rates that could affect Jennifer’s business prospects (Billingsley, Gitman & Joehnk, 2013). This uncertainty may either bring loss or profit to her business especially considering a rise or a fall in the future value of money, owing to affecting factors such as inflation as well as rates of interest. For the purposes of hedging this risk, Jennifer needs o consider the history of the market rates and their fluctuation levels, considering these, she should be in position to establish an average that can help her have the market fluctuations taken care of (Billingsley, Gitman & Joehnk, 2013). The interest rate that she offers to the cousin could also remain unaffected if it is placed among a margin that will prevent her from burning her capital. Considering the interest of the Treasury bond, she can also make the Treasury bond and consider the fluctuations and see if they can help her cover her interest and profit. The use of treasury bonds could provide an option for Jennifer to explore. The treasury bonds can help her raise the money to facilitate her mortgage business but the uncertainty of the markets too could affect them. Unless if the interest rate specified ensures that at that time Jennifer will remain in position to facilitate the mortgage to the cousin and still make, some profit on the interest then

Exploring the german business culture Assignment

Exploring the german business culture - Assignment Example The official language is German that is used by over 95% of the population as their first language. Other minority languages include Sorbian, Frisian, Turkish and Kurdish. The communities experience a temperate and marine climate with cloudy and wet winters while the summers occasionally warm. The paper below address the German cultural aspects that should be considered when opening a business venture in Berlin through focus of intercultural aspects such as communication and decision-making styles. Each member has a defined role that he plays in a team. Individual members are respected for their technical ability and knowledge. Most of the organizational roles are undertaken under minimal supervision of the teams. Cross-cultural team management can prove difficult because most people are requested to make decisions in relation to their area of hierarchy. Therefore, decisions made at cross-departmental groups are revisited after the groups have submitted their findings to their superiors. Managers delegate responsibility to a group member who is technically competent to perform the delegated tasks (Gerhart, 2008: 259-274). The appointed person is given concise and clear instructions as the manager does not supervise or interfere with their duties. Socialization within the work quarters tends to be horizontal rather than vertical. Some of the cultural artifacts that characterize the business environment include: The vital aspect of German communication is the direct communication style that is seemingly confrontational. Business discussions and interactive meetings are characterized by open criticism normally directed towards any aspect of the problem, business or project at hand. This should not be considered as disapproval, but rather a method of seeking clarification on the business aspect that attracts their interest. At a personal level, Germans tend to be formally withdrawn, which many people view as being

Interpersonal Conflict and Effective Communication Essay

Interpersonal Conflict and Effective Communication - Essay Example Based on the movie presented, there were two identified sources of conflict. One of these conflicts is the people-focused conflicts and the other one is the informational deficiencies. People-focused conflicts were based on emotions and feelings and present an argument by means of personal attack (Hammond, 2011, n.p.). People-focused conflict was demonstrated on the film when Sarah attacked the personal integrity of Hitch as a date doctor, seeing Hitch’s job as a scam. People-focused conflict does not only center on the main characters since it is a movie dealing with emotions. In fact, people-focused conflicts were also observed on Albert’s confrontation with Hitch telling him that love was not Hitch’s life but his job; on Sarah’s best friend attacking the integrity of the unknown date doctor; on a newspaper vendor judging Albert as Allegra’s boyfriend; and on people in the story who judged Hitch’s personality. Actually, the movie projected a predominantly people-focused conflict against the main actor, making him the person to blame for all of the related conflicts.  On the other hand, informational deficiencies such as misinterpretation from different conclusions were observed. This was demonstrated on judging Hitch unfairly as a date doctor. His viewpoints about his work have been different from the understanding of society and interpersonal conflict arises because of misunderstanding.Effective Handling of Conflict  

All My Sons by Arthur Miller Essay Example for Free

All My Sons by Arthur Miller Essay Explain how Arthur Miller makes this moment in his play All My Sons so dramatic. Refer to Extract 6 for passage In his play All My Sons, Arthur Miller makes the moment of George Deever’s arrival highly dramatic through the sense that a crisis looms for the Kellers and is then narrowly avoided. Hostility is reduced to calm and jovial equanimity through Kate Keller’s maternal dominance and controlling nature, and this in turn ensures that the threat posed by George is negated. At first, the interactions between Chris and George are adversarial as Chris repudiates the truth George asserts. Kate Keller resists Chris too, though in a very different way, which is ultimately successful in nullifying George and the threat he represents to the false reality of Joe Keller’s innocence. The initial interactions in this passage create a hostile atmosphere that arises from the clash between George Deever and Chris Keller. George has arrived to insist that Ann does not marry Chris because Joe’s guilt, or, more particularly, Joe’s dishonesty about his guilt, resulted in their father’s imprisonment and the destruction of their family. Chris insists that George â€Å"won’t say anything now.† He intends to marry Ann and, more importantly, has systematically suppressed any doubts about his father’s innocence. Miller has George speak past him to Ann, â€Å"you’re coming with me,† he says, and again, â€Å"you’re coming with me.† This repetition in his dialogue conveys his tenacity and suggests that he’s unlikely to desist. His challenge to Chris is part of a larger challenge to the false reality in which the Keller’s have been living, a reality in which Joe is innocent. Kate has protected thi s reality for years and proceeds to do so again now. When Kate Keller enters she immediately adopts a tone of maternal care and concern toward George. â€Å"Rais[ing] both hands† she â€Å"comes†¦ toward him† saying â€Å"Georgie, Georgie.† This diminutive calls into the present George’s past, his childhood and the happy associations he would have attached to Kate Keller during that time. Miller’s stage directions describe how she â€Å"cups his face,† a gesture suggestive of the affection and intimacy between a mother and young son. She remarks that he has become â€Å"grey† and that â€Å"he looks like a ghost.† This dialogue paints a vivid image of George as a gaunt and almost lifeless figure deserving of pity and perhaps plays on any feelings of self-pity he might have. She declares that she will â€Å"make [him] a sandwich,† and insists that he is â€Å"going to sit here and drink some juice.† Her theatrical and almost hyperbolic performance is one that seeks to emphasise her concern for George’s well-being and the motherly desire to nourish him and see him in good health. George is not actually her son, instead he belongs to the now fractured and dysfunctional Deever family. There’s a real sense that Kate is playing on this. She works to establish the nature of her interaction with George as obviously maternal, and thereby implicitly encourages him to adopt the corresponding role of dependant and grateful son. Moreover, Kate works to displace both George’s mother and Ann as the female figure to whom George owes the most loyalty and thereby establishes her own dominance and control. â€Å"What’s the matter with your mother,† she asks, â€Å"why don’t she feed you?† This question undermines George’s mother as a capable maternal provider. Next, Miller has her takes aim at Ann, admonishing her for saying that George was â€Å"fine† since he so demonstrably is not. Just as George’s mother supposedly fails to nurture him, Kate points out a similar failing in Ann when she notices Ann hasn’t given George grape juice. Ann says â€Å"defensively† that she â€Å"offered it to him.† The stage direction that describes her tone as â€Å"defensive† makes it clear that she feels as though she is under attack. And indeed she is. Kate’s reply is said â€Å"scoffingly,† showing that she is ridiculing Ann for her apparently inept attempts to adequately care for her brother. By undermining both George’s mother and sister, Kate implicitly offers herself as the female figure on whom George can really depend. Ultimately, Kate succeeds and Chris defers to her utterly. Hostility dissolves into amiability and affection. Miller makes it clear from the beginning that George â€Å"always liked† Kate. This stage direction reveals a vulnerability he has in regard to her. At first he is gently dismissive of her, saying â€Å"I know† and â€Å"I feel all right.† This dialogue suggests he isn’t buying into her performance, or at least not at first. Eventually, however, he declares â€Å"Kate, I feel hungry already.† This line signals a crucial shift. It is so obviously said with affection and good humour. Clearly, the thought of doing anything to hurt Kate could not be further from his mind. Moreover, it indicates that he has adopted the role into which she has been cajoling him; that is, the dependent and acquiescent son. Throughout this passage Kate is highly manipulative. She is motivated by an instinct to protect the false reality she and Joe perpetuate and on which she depends if she is to see her husband as anything but a monster who killed their son, Larry. Her success hinges on quelling George and the uncertainty of this is what creates the angst-ridden drama at this moment in the play. Ultimately, of course, her success is only momentary.

Comparing the Films The Dead Poets Society and The Breakfast Club Essay

Comparing the Films The Dead Poets Society and The Breakfast Club There are numerous differences between the two movies, and although they’re both in a different setting and different time frames, there are also many similarities. â€Å"The Dead Poets Society† is set in the mid 60’s in an upper class prep school. On the other hand â€Å" The Breakfast Club† is set in the 80’s at a typical public High School in a middle-class suburban neighborhood. Although one movie has a timeline of a whole school year, and the other only goes through one day, they both show very clearly how the average student life is and was in their respectable time frames. It is easy to compare and contrast everything from settings and timeframes, to obedience, to discipline, and also even stress given by parents. I believe I could only compare these two movies if they were realistic, and I believe that they were for the most part. It is very clear in these two movies how obedience, and disciplinary action has changed over the years. In â€Å" The Dead Poets Society,† the kids got in trouble for such things as staying up past curfew or not turning the lights off when they were supposed to. Of course this is how some schools still work but it’s definitely no longer the social norm. When’s the last time you heard about someone getting spanked with a paddle in school? It has been a long time since I’ve heard about something like that, In America at least. If a teacher were to spank a child today, not on...

Comparison of Book and Movie of One Flew Over the Cuckoos Nest :: Movie Film comparison compare contrast

Comparison of Book and Movie of One Flew Over the Cuckoo's Nest      Ã‚  Ã‚  Ã‚  Ã‚   One Flew over the Cuckoo's Nest is a book written by Ken Kesey to accomplish a certain mood within it's chapters.   The feelings and moods given in the book differ greatly from those in the movie because of multiple changes in character development.   Each and every time a movie is produced from a book, the producers are forced to change parts of the story in order to suit the audiences needs for a faster paced plot.   It is impossible to capture every mood or setting which the author creates.   What is lost can sometimes be the real meaning behind the story.      Ã‚  Ã‚  Ã‚  Ã‚   The characterization of chief Bromden is a good example of the changes made from book to movie.   His past is a vital piece of information contributing to the mood and understanding of the story.   In the movie, Bromden is nothing more than a crazy Indian who doesn't want to talk so pretends to be deaf and dumb.   Much of the understanding and respect is lost in the transition between book and movie.   In the book, Bromden has flashbacks to his childhood, lighting on significant points in his childhood.   His background is never even brushed upon in the movie.   Of course it would have been nearly impossible to tell of Bromdens life in a movie, much less show the world from his point of view as in the book. Bromden is still a very interesting character but the real puzzle to his problems is lost.      Ã‚  Ã‚  Ã‚  Ã‚   McMurphy is a very sly, cunning man.   He knows how to play his game and does it well.   In the book as McMurphy progresses, he goes through many stages where he is rebellious, then docile, then rebellious again.   This is due to the fact that he learns exactly what it means to be committed and what it takes to be released.   Then he begins to see that all his ward mates (I don't know what you want to call them) are counting on him so he becomes rebellious again.   These reactions to his environments encourage McMurphy to be not crazy but intelligent and quick.   This is exactly the way a character such as McMurphy should act.

Analysis of Miss Emily in “A Rose for Emily” Essay

In the fiction† A Rose for Emily â€Å",Miss Emily’s life in particular its gruesome and saddened by the outcome of Tan Wan and as well as the central figure in the daily lives of the other two – her father, her dead lover’s fate, should not only to us Bring thriller, and the offensive suppressed, perhaps, there should be more apprehensive and thinking, because this can be called Faulkner’s short story on behalf of its work, its title has been leaked by its authors described the emotional character Secret. Is no longer the tragedy of death, behind the death of the self-stick to the face and secular blue suit, which is rooted in the history of the thick soil, and even more awesome. The author in the novel approach will be a symbol of its head. Novels for readers to show the United States after the civil war in the south of social change, as well as different social groups in the South of the fate of history. The collapse of the old South, the decline of the aristocracy of the South, whites in the South, as well as to enhance the self-consciousness Southern black suffering and hope of life co-exist, to varying degrees, reflected in the novels, William Faulkner regarded the past as a repository of great images of human effort and integrity, but also as the source of a dynamic evil. He was aware of the romantic pull of the past and realized that submission to this romance of the past was a form of death. In â€Å"A Rose for Emily†, Faulkner contrasted the past with the present era. The past was represented in Emily herself, in Colonel Sartoris, in the old Negro servant, and in the Board of Alderman who accepted the Colonel’s attitude toward Emily and rescinded her taxes.. The novel contains the existential factor, to explore the existential theme of the show. That through the works of Faulkner’s life again alienated people, to show his concern about the situation of human existence,From William Faulkner as a writer in the South of the United States is in a special historical period of ideological complexity and contradiction of, their analysis of the short story in two main lines of the refraction by the Fuk Faulkner to the south of the old love-hate complex of the South, to provide readers with a new perspective in order to better understan d and appreciate the works, By the time the representatives of the new, progressive Board of Aldermen waited on her concerning her delinquent taxes, she had already completely retreated to  her world of the past. She declared that she had no taxes in Jefferson, basing her belief on a verbal agreement made with Colonel Sartoris, who had been dead for ten years. Just as Emily refused to acknowledge the death of her father, she now refused to recognize the death of Colonel Sartoris. He had given his word and according to the traditional view, his word knew no death. It is the past pitted against the present–the past with its social decorum, the present with everything set down in â€Å"the books.† Emily’s world, however, was already in the past. When she was threatened with desertion and disgrace, she not only took refuge in that world but also took Homer with her in the only manner possible–death. Miss Emily’s position in regard to the specific problem of time was suggested in the scene where the old soldiers appear at her funeral. There are two perspectives of time held by the characters. The first perspective views time as a â€Å"mechanical progressionâ₠¬  in which the past is a â€Å"diminishing road†. The second perspective views the past as â€Å"a huge meadow which no winter ever quite touches, divided from them now by the narrow bottleneck of the most recent decade of years†. The first perspective was that of Homer and the modern generation. The second was that of the older members of the Board of Aldermen and of the confederate soldiers.. Emily held the second view as well, except that for her there was no bottleneck dividing her from the meadow of the past. Emily’s room above the stairs was that timeless meadow. In it, the living Emily and the dead Homer remained together as though not even death could separate them. In the simplest sense, the story says that death conquers all. But what is death? On one level, death is the past, tradition, whatever is opposite of the present. In the setting of this story, it is the past of the South in which the retrospective survivors of the Civil War deny changing the customs and the passage of time. This article from the feminist point of view of psychology to re-read the , an analysis of Emily was confused with a tragic sense and reason in an attempt to add a kind of used to be trampled on Suppressed and ignored the different voices – the voices of women, people from the female psychology and thinking, learn to build self, pay more attention to women’s mental health and human hearts to their homes.